I am probably the same I originally got it as part of M$ Works which came with the early versions of Windows 3 (1990ish?), then a super version came with Win95 which I used for many years (I still have the disk) until it ceased to work in a later version of Windows (forget which). Īlthough I've been using MSMoney for over 20 years, somewhere along the line I lost all my early data so I've only got 7 years worth now, but, even so, when I tried out some alternative software, exporting and importing was far too time-consuming and the end result on new software was not entirely accurate or satisfacory. I'm pleased to learn that it's just not me and MSMoney. And it will cost you absolutely nothing and reduce clutter It might be easier to use a common or garden spreadsheet to do this rather than pen and paper because it will do exactly the same thing both as a layout and as a record, even better it will do all the sums for you. I've been doing this for so many years now I find it hard to break out of the habit, and go into a panic if I haven't entered any daily spend for a couple of days and 'forget' what I've spent. Every penny that goes out will be entered in that book. And a page for the amount of premium bonds held.Īnd separately, I use a small spiral notebook for the monthly spend. Further in the book I will set aside pages for the other accounts (e-savings and e-ISA), my Visa credit payments, if any, and then at the back maybe a running total, in pencil, of what I currently have. On the next page I will start, from the first of the month, all DDs (I enter all these at the start of each month so anything left in the account afterwards is mine), debit card entries, pension payments, and any transfers from a savings account. On the next page will be the car expenses, and then the quarterly utility bills. What do I do? I have a yearly cash diary, in which I enter at the beginning all my direct debits. I did once dabble with Money, but now I use the tried and tested method of pen and paper! In fact, another member was so impressed she has followed what I do. Re: Which? - Best personal finance software
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